This position reports to the Senior Manager, Consumer Financing Solutions.

Main responsibilities:

• Serve as an expert advisor on consumer financing for management and your peers
• Manage and develop your product lines (strategic orientations, tactical plan, risk appetite framework, client/dealer/employee experience, lifecycle) and related processes
• Assess the Bank’s competitive position in the consumer financing market and keep abreast of changes in the needs of clients and dealers
• Propose improvements to products and prepare business cases to achieve higher profitability while respecting the Bank's risk appetite and assessing the impact on the Bank's operations
• Participate in drafting approval requests for credit and operational risk committees and various executive committees
• Oversee the planning, development, implementation, application and documentation of changes to products, policies and programs
• Carry out price positioning for the products offered, in collaboration with pricing specialists
• Monitor product performance (volumes, profits, losses) and make recommendations to improve profits and losses
• Actively participate in the annual budget exercise, taking into account the economic outlook and trends in the consumer financing market

Competencies required:

• Bachelor’s degree in a related field and 7 years of relevant experience OR master’s degree in a related field and 5 years of relevant experience OR university certificate/undergraduate diploma from the National Bank University Program and 9 years of relevant experience
• Strong interpersonnal skills: proven leadership skills, ability to influence others and negotiate, attention to detail, creativity and innovation 
• Ability to work on multiple simultaneous mandates involving many stakeholders
• Outstanding financial analysis and retail credit skills, an asset
• Extensive experience/knowledge of consumer financing, an asset
• Excellent knowledge of Microsoft Office (Excel, Word, PowerPoint)
• Bilingualism, spoken and written (English and French)

Your benefits:

Upon hiring, you will be eligible for a wide range of benefits. In addition to competitive compensation, we offer attractive benefits for you and your family:

• Health and wellness program, including many benefits
• Flexible group insurance
• Defined benefit pension plan
• Employee Share Ownership Plan
• Employee and family assistance program
• Preferred banking services
• Volunteer program
• Telemedicine
• Virtual sleep clinic

These are just a few of the many benefits we offer. We've rolled out a number of additional measures to ensure your health, safety and wellbeing during the pandemic