Job Description

What is the opportunity?

The position reports to the Associate Director for LGDE (Loss Given Default Engine) and WCRD (Wholesale Credit Reporting Database) Product ownership within GRM Enterprise Risk.  Under general guidance of the Product Owner, LGDE BSA will work directly with Wholesale Credit businesses and Wholesale Credit Risk Parameter Estimation Modeling teams to support ongoing initiatives for enhancing and maintaining system functionality as needed.

Many of these initiatives would directly contribute to Bank’s wholesale AIRB credit businesses in assessing credit risk as well as to Bank’s risk capital function for meeting regulatory Capital Adequacy Requirements.  Moreover, the BSA will work directly with the delivery team to drive forward application enhancements or fixes. 

The BSA can expect to develop and demonstrate domain knowledge in product ownership/management, agile practices, credit business, risk management, risk parameter modeling, and much more.  The BSA can also expect the opportunity to gain other multi-faceted work experiences including: supporting continuous process improvement, resolving issues of medium to high complexity, facilitating stakeholder discussions that have meaningful impact to the bank, participate in budgeting and application roadmap planning, creating data models etc.

What will you do?

• Collaborate with stakeholders to analyze business, system and regulatory requirements, in order to deliver the appropriate artefacts, including HLRs, BRDs, business rules, data specifications, use cases, process analysis, impact analysis, functional scenarios, etc.
• Conducts User Acceptance Testing (UAT) and Post Implementation Verification (PIV) of the application and upstream changes
• Maintain a positive and constructive relationship with all stakeholders, and assist the Product Owner in managing stakeholder relationships
• Assist in organizing and participating in change prioritization and planning sessions and provide updates to stakeholders
• Resolve conflicts/issues of medium to major complexity, and escalate others as appropriate
• Facilitate small to large meetings, prepare meeting agendas and take meeting minutes
• Assis in driving continuous process improvement in collaboration with other team leads
• Participate in budgeting exercises and application roadmap updates 
• Develops domain knowledge and become a valuable team resource

What do you need to succeed?

Must-Have:

• Strong problem solving and business analyst skills
• Minimum of 2 to 5 years of work experience in Risk Parameter Estimation (e.g. PD, LGD, UGD, EAD for credit risk estimation modeling) or related fields within the financial industry
• Have working knowledge/experience in most of the activities below: requirements development, business rule development, system development lifecycle, data analysis using Excel and/or databases, data modeling involving medium to high complexity quantitative relationships etc.
• Show strong initiatives to drive forward discussions and objectives
• Excellent written and verbal communication skills including the ability to communicate effectively from different functional perspectives and with both peers and senior levels

Nice-to-have:

• Relevant college/university degree and/or post-graduate degree in Risk or Finance and Computer Science related fields
• Has completed or working towards a professional accounting, or risk management / finance designations such as FRM, CFA etc.
• Working experience with agile practices

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking, to keep growing, and working together to build and deliver trusted reporting to help our stakeholders succeed and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation
• Ability to make a difference and lasting impact
• Work in a dynamic, collaborative, progressive, and high-performing team
• Opportunities to take on progressively greater accountabilities

Job Summary

Analyzes information technology (IT) requirements in business processes, through requirements elicitation, solutions identification, risk analysis and collaboration across (IT) teams. Applies experience and seasoned knowledge, skills, and practices to perform a variety of assignments