What is the opportunity?

As an Associate Director (AD), you will be required to support Directors in the Bank’s Real Estate Markets group. You will be responsible for analyzing and underwriting new loan requests with the use of the Bank’s Risk Assessment Framework/RAF, Financial Analysis and Credit Tools/Newton and Commercial Credit Request (CCR). The primary responsibility of the AD is to compile financial information and prepare credit submissions to the Bank’s credit group. Other responsibilities of the AD include daily administration of the Group’s lending portfolio; performing annual credit reviews of the existing portfolio; liaise both internally and externally with various stakeholders in the credit process; and actively participate in other team initiatives (industry research reports / ad hoc portfolio strategy requests / portfolio reporting management).

Please note - this is an intern posting within the Real Estate Team. You are highly encouraged to continue applying to specific RBC postings, and should consider this as one avenue of application.

What will you do?

• Focus on financing requests in the GTR real estate term debt markets;
• Provide the Directors with specific deal support as it relates to bilateral and syndicated senior secured loans including: budgetary analysis, cash flow analysis, financial statements analysis, market analysis and credit writing;
• Provide portfolio management oversight with assigned portfolios.

 
What do you need to succeed?
Must-have

• Client focus;
• Experience in commercial credit, financial statement and underwriting analysis;
• Strong analytical skills (understanding of financial concepts and applications);
• Strong computer skills (especially Microsoft Excel);
• Excellent written and verbal communications skills;
• Must be independent worker and team player with a positive attitude;
• Motivated proactive thinker with detail-oriented and creative problem solving approach;
• Ability to quickly develop a working knowledge of programs and systems employed by the Bank; and
• Ongoing and consistent adoption of the Banks goals and core values.

 
Nice-to-have

• 3-6 years’ experience in commercial real estate
• MBA or CFA
• Industry / market knowledge of the commercial real estate sector

RBC is committed to supporting flexible work arrangements when and where available. Details to be discussed with Hiring Manager.

RBC requires as a condition of employment that all successful candidates in the United States and Canada be fully vaccinated against COVID-19 prior to their start date, and may require proof of the same. Reasonable accommodation is available where required by law.