Job Description

What's the opportunity?

As a member of the Credit Advisory Group, you will review and decision Small Business and personal borrowing requests and transactions within delegated lending authorities (DLA). You will focus on balancing revenue maximization and the appropriate risk profile. You will ensure the safety and soundness of RBC funds and risk policy adherence. You will assess risk and maintain a Client First Focus.

What will you do?

• Provide sound credit counseling to sales / service partners on all client issues
• Apply sound credit judgment to recommend exceptions to credit guidelines within delegated authorities
• Take ownership of client concerns, building accountability at first point of contact
• Identify and recommend efficiency enhancements and solutions to recurring errors
• Be the Subject Matter Expert for sales and service and support revenue growth by reducing revenue leakage and focusing on other opportunity spotting initiatives
• Ensure adherence to Global Information Risk Management framework and Global Compliance mandated policies and procedures
• Ensure authorities for the role are adhered to, reviewed and understood
• Review transaction/source document details, ensuring compliance to Anti Money Laundering (AML) requirements, form completion/legal requirements, eligibility and limit criteria & authorized policy

What will you need to succeed?

Must-have

• Small Business lending or credit experience
• Expert understanding of Small Business credit policies, procedures and guidelines
• Fluently in English, at a professional oral and written level
• Ability to interact with Small Business account managers
• Experienced in analyzing company financial statements

Nice-to-have

• Small Business Account Manager experience

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• Ability to make a difference and lasting impact 
• Work in a dynamic, collaborative, progressive, and high-performing team 
• Opportunities to do challenging work

RBC is committed to supporting flexible work arrangements when and where available. Details to be discussed with Hiring Manager